Trusted Home Renovation Contractors in Clearwater, FL
Renovation work in Clearwater looks pretty different depending on which side of town you're on. Around Clearwater Beach and the harbor, we're dealing with a lot of storm damage. Helene pushed three feet or more of water into homes on Clearwater Beach, and repairs that hit the 50% threshold mean bringing the house up to today's flood requirements. Farther inland, the work tends to be updating older homes. Harbor Oaks, built between 1914 and 1930 along Clearwater Harbor, has Mediterranean Revival, Tudor and bungalow houses. Island Estates, on the Intracoastal, was mostly developed from 1958 to 1964. Clearwater also has a fairly straightforward process for adding an ADU, but you have to do things in the right order. The city needs to approve the ADU before you can get the actual building permit.
Renovation and Construction Services in Clearwater, FL
Our Clearwater Projects
We completed a flood-damaged home renovation in Clearwater that involved rebuilding much of the interior. We installed new insulation, drywall and baseboards with a Level 5 finish, replaced the kitchen and installed new doors throughout, from the closets to the garage entry. We also raised and replaced every electrical outlet to help limit damage if the home floods again. You can see that job on our interior renovation and flood mitigation project page. We've handled smaller repairs around Clearwater too, including the drywall and interior restoration of a room that had water damage.
Why Choose Built With Love in Clearwater, FL
Licensed and Insured Florida Contractors: Built With Love is fully licensed and insured: Plumbing (CFC1431813), Mechanical (CAC1821934), Building (CBC1262892), and Roofing (CCC1334232).
Our Clearwater Projects: See the Comprehensive Interior Renovation & Flood Mitigation and Drywall & Interior Restoration projects. Learn more about Clearwater, FL.
Mainland and Beach Know-How: Requirements can differ between mainland neighborhoods and Clearwater Beach. We review the property's flood zone and the city's permitting steps through Accela before work begins.
Benefits of Professional Renovations, Roofing, and Construction
One Team From Permit to Final Inspection
We handle the permit process for your Clearwater project, whichever agency issues it, along with inspections and construction under one contract, so you aren't coordinating separate designers, permit runners, and trades.
Flood-Smart Renovations
For Clearwater homes in flood zones, we plan the scope and document costs with substantial-improvement rules in mind, and use resilient details like raised outlets and moisture-tolerant materials where they make sense.
Licensed Trades In-House
Building, roofing, plumbing, and HVAC licenses under one company mean fewer subcontractor handoffs and clear accountability for every phase of your Clearwater project.
Serving Clearwater and Nearby Communities
Built With Love proudly serves homeowners in Clearwater and surrounding communities, including Dunedin, Safety Harbor, Oldsmar, Belleair Beach, and Largo.
Licensed and insured contractors in Florida
We deliver reliable construction, renovation, and restoration services backed by years of experience and a commitment to quality.
Certified Building Contractor
CBC1262892
Certified Roofing Contractor
CCC1334232
Mechanical - Heating and Air
CAC1821934
Certified Plumbing Contractor
CFC1431813
Mold Assessment
MRSA5411
Mold Remediation
MRSR5437
Frequently Asked Questions
How big can an ADU be in Clearwater?
Under Ordinance 9758-24, adopted in June 2024, an ADU can be up to 750 square feet or 50% of the main home's floor area, whichever is smaller. ADUs are permitted in LDR, LMDR and MDR zoning districts. The property owner must live in either the main home or the ADU, and the property needs one additional off-street parking space.
What do I have to file before the ADU building permit?
You'll first need a Flexible Standard Development application. The fee is $200, and city staff review it without requiring a public hearing. After that application is approved, the building permit is submitted through Clearwater's Accela portal. We handle preparing both applications.
Can I rent out a Clearwater ADU?
Yes, for long-term rentals. Clearwater doesn't permit ADUs to be used as short-term rentals, so the lease needs to be at least 31 days. The owner also has to live on the property, whether that's in the main home or the ADU, and sign an affidavit confirming it.
Does Clearwater's flood rating lower my insurance?
Yes. In October 2024, Clearwater improved from Class 6 to Class 5 under FEMA's Community Rating System. That means a 25% discount on flood insurance policies inside the 100-year flood zone and a 10% discount outside it. Keeping renovation work within the 50% rule is part of what helps the city maintain that rating for everyone.