Custom Home Remodeling in St. Petersburg, FL
St. Petersburg is home base for Built With Love, and it's where we do most of our work. Of the 101 homes on our project map, 67 are within city limits. Since 2024, a lot of our jobs here have involved flood recovery. One thing that makes St. Pete different is its 49% rule, which is one point below the 50% threshold used by most Florida cities. If repairs or improvements reach 49% of a home's pre-damage market value, the entire house has to be brought up to current flood standards. That's why we check the numbers against that limit before we start tearing anything out. We also work on plenty of older homes around the city. Kenwood is full of bungalows built from 1912 to 1945, the Old Northeast has been listed as a National Register district since 2003, and locally designated historic neighborhoods like Roser Park require a Certificate of Appropriateness before exterior work can move forward.
Renovation and Construction Services in St. Petersburg, FL
Our St. Petersburg Projects
One of our largest flood restoration projects in St. Pete involved a 2,612 square foot single-story house that had been flooded by rising water. We took out the contaminated materials, dried everything out and treated the structure with an EPA-approved fungicide. From there, we rebuilt the interior on the existing foundation, creating a four-bedroom, four-bath home with all-new plumbing, electrical and HVAC. You can see the finished work on our flood remediation and interior reconstruction project page.
We've also remodeled several older St. Pete homes for co-living, fitting more bedrooms and bathrooms into the existing floor plans. At one property, we even turned the backyard shed into a separate ADU with its own bathroom. That project is featured in our full home remodel, co-living conversion and ADU addition.
Why Choose Built With Love in St. Petersburg, FL
Licensed and Insured Florida Contractors: Built With Love is fully licensed and insured: Plumbing (CFC1431813), Mechanical (CAC1821934), Building (CBC1262892), and Roofing (CCC1334232).
Our St. Petersburg Projects: See the Full Home Flood Remediation & Complete Interior Reconstruction and Full Home Remodel, Co-Living Conversion & ADU Addition projects. Learn more about St. Petersburg, FL.
49% Rule Planning: We document project costs accurately for the city's 49% threshold and plan the required upgrades when a project reaches it.
Benefits of Professional Renovations, Roofing, and Construction
One Team From Permit to Final Inspection
We handle the permit process for your St. Petersburg project, whichever agency issues it, along with inspections and construction under one contract, so you aren't coordinating separate designers, permit runners, and trades.
Flood-Smart Renovations
For St. Petersburg homes in flood zones, we plan the scope and document costs with substantial-improvement rules in mind, and use resilient details like raised outlets and moisture-tolerant materials where they make sense. Explore our flood-proofing renovation project to see an example of how we approach flood-related renovations.
Licensed Trades In-House
Building, roofing, plumbing, and HVAC licenses under one company mean fewer subcontractor handoffs and clear accountability for every phase of your St. Petersburg project.
Serving St. Petersburg and Nearby Communities
Built With Love proudly serves homeowners in St. Petersburg and surrounding communities, including Gulfport, South Pasadena, Kenneth City, Pinellas Park, Seminole, Treasure Island, and Clearwater.
Licensed and insured contractors in Florida
We deliver reliable construction, renovation, and restoration services backed by years of experience and a commitment to quality.
Certified Building Contractor
CBC1262892
Certified Roofing Contractor
CCC1334232
Mechanical - Heating and Air
CAC1821934
Certified Plumbing Contractor
CFC1431813
Mold Assessment
MRSA5411
Mold Remediation
MRSR5437
Frequently Asked Questions
Why is St. Petersburg's flood threshold 49% and not 50%?
St. Petersburg's floodplain ordinance sets the limit at 49% of a home's pre-damage market value. The city bases that value on the Pinellas County Property Appraiser's number. If you believe the assessment is too low, you can dispute it using a private appraisal completed within the past 12 months. That can make a difference for a project that's right on the edge of the threshold.
Can I build an ADU behind my St. Petersburg house?
Yes, as long as your property is in a zone that permits ADUs. The city updated its rules in July 2025. An ADU can be as large as 800 square feet or 67% of the main home, whichever is less. In NT neighborhoods, the minimum lot size is 4,500 square feet. In NS neighborhoods, it's 10,000 square feet, unless the property is on an alley, where 4,500 square feet is enough. Owner occupancy isn't required, but you'll need a Business Tax Certificate if you're renting out both units.
Does a National Register listing mean my renovation needs historic review?
Not necessarily. Being on the National Register by itself doesn't trigger a Certificate of Appropriateness. That requirement applies to locally designated historic districts and landmarks. Before starting drawings, we look up the property's local designation with the city to see what approvals are needed.
Is there help paying for storm repairs or elevation in St. Pete?
Yes. The city has a HUD-funded disaster recovery program called Sunrise St. Pete, with about $160 million available for repairs, reconstruction and elevation work for homeowners who meet the income requirements. If your property qualifies for the program, we can follow its required scope of work and inspection process.